Banks to Offer Silver-Backed Loans from April 2026

From April 1, 2026, RBI guidelines will allow commercial, cooperative banks, NBFCs, and finance companies to offer loans against silver. Borrowers can get up to 85% of market value for loans up to ₹2.5 lakh, 80% for ₹2.5–5 lakh, and 75% for higher amounts, with a maximum pledge of 10 kg per individual.

Related Articles
Reliance Industries Reports Rs 18,645 Crore Net Profit in Q3 FY26
Sensex and Nifty Rise in Early Trade as Infosys Lifts FY26 Revenue Guidance
The Indian rupee weakened by 5 paise to ₹90.23 against the US dollar in early trading on Monday.
Rupee Slips 3 Paise to 89.90 Against Dollar Amid Rising Crude Prices and FII Outflows
Sensex, Nifty Slip in Early Trade as IT Stocks Drag Markets
Tesla Loses World’s Top EV Maker Title as Sales Fall for Second Year, BYD Takes Lead
Yash’s ‘Toxic: A Fairytale for Grown Ups’ Reveals Nayanthara as Ganga
User-Generated Content Fails to Directly Boost Brand Engagement: Study
Shilpa Shetty to Gauri Khan: 10 Celebrity-Owned Restaurants You Must Know & Their Prices
Massive! Deepti Sharma Smashes Records, Becomes First Indian Cricketer to 150 T20I Wickets
Watch: ISRO’s ‘Bahubali’ Successfully Launches 6,000-kg US Satellite into Orbit
Breaking the Duopoly: Reform Needed in India’s Aviation Sector
ATM Thefts Rock Nizamabad, Residents on Edge
Electric Scooter Offer: Take Home an Electric Scooter by Paying Just ₹15,000 – Get ₹22,500 Discount, Valid Till 31st of This Month!
Opinion | Ambedkar’s Lessons for a Falling Rupee
Moula Ali Shrine Ramp Works Near Completion | Devotees to Benefit Soon
Titan Enters India’s Lab-Grown Diamond Market With New Brand ‘beYon’
Kerala Police Book Congress Leader Over AI‑Generated Image of CM Pinarayi
Tragic Accident: Two Friends Die as Bike Rams Stationary Truck
Adani Group Secures Rs 80,000 Crore in Deals Since 2023 Short-Seller Crisis
Navi Mumbai International Airport Begins Commercial Flight Operations
ZSI Scientists Discover New Soil-Dwelling Micro-Arthropod Species in Sikkim
Permission Denied for Cricket Match at Chinnaswamy Stadium
AP Government Takes Key Decision | Statewide Comprehensive Family Survey from Month-End
Pakistan to Lodge Complaint Against India U19 Players with ICC
Brother of Hindu Worker Lynched in Bangladesh Recounts Horror: ‘Not Even Animals Are Treated This Way’
5 policemen killed in attack in Pakistan’s Khyber Pakhtunkhwa
Massive Protests at Bangladesh High Commission in Delhi | Dhaka Summons Indian Envoy
Protests Erupt at Bangladesh High Commission in Delhi Over Lynching
​High Court Says It Cannot Intervene in GHMC Delimitation Process
Bangladesh Summons Indian Envoy Over Security Concerns for Diplomatic Missions
India Streamlines Visa Process to Attract Foreign Professionals and Engineers
Trump Announces $1,776 Bonus for U.S. Troops, Says Economy Is Strong
Stock Markets Open Lower in Early Trading
HC Rejects PIL Demanding 4× Compensation for IndiGo Flight Cancellations
Winter Danger: How Cold Weather Raises Your Blood Pressure
Hyderabad Doctors Pull Off Rare Windpipe Reconstruction to Save Young Patient
Kis Kisko Pyaar Karoon 2’ Review: Kapil Sharma Returns With Loud Laughs and Light-Hearted Romance
Neeraj Ghaywan’s Homebound Shortlisted for Oscars’ International Feature Category
Sitharaman: Global Trade Increasingly Weaponised Through Tariffs
ICRISAT’s Climate-Resilient Pigeonpea Shows Promise in High-Altitude Kashmir Trials
Bondi Beach Attack: Three Indian Students Among the Injured
Indian National Identified Among Bondi Gunmen in Philippines
Hyderabad Book Fair Returns: 38th Edition from Dec 19 to 29
PM Modi Urges Jordanian Firms to Invest in India, Assures Attractive Returns
Air Quality Alert: Delhi’s toxic smog reaches hazardous levels, disrupting travel and health.
Thailand to Review Luthra Brothers’ Case, Considering Legal and Human Rights Issues
Sensex, Nifty Slip in Early Trade Amid Global Weakness and Trade Deal Uncertainty
India Reiterates ‘Vasudhaiva Kutumbakam’, Calls for Religious Harmony at 11th UNAOC
Rewind: A Look Back at India’s Turbulent Skies
Godavari Pushkarams to Commence on June 26, 2027, in Andhra Pradesh
US Lawmakers Introduce Resolution to End 50% Tariffs on India
Good News for Students: AP Government Releases ₹830 Crore
Ordnance Factory Medak Tests Amphibious Capabilities of BMP-II ICVs
IndiGo Hit with ₹58.75 Crore Tax Penalty as DGCA Dismisses Four Inspectors
The 400-Gram Rule: How Much Fruit and Vegetables Indians Should Eat Daily
North Goa Bans Fireworks at Nightclubs and Hotels After Arpora Blaze
Markets Rebound on Strong Buying in Banking and Auto Stocks
Nadella Excited About New Data Centre Capacity in India, Talks Investments with PM Modi
Sensex, Nifty Fall After Early Gains on Weak Asian Cues
​Telangana Chief Minister Revanth Reddy is on a busy schedule in Delhi
Hon’ble CM Sri A. Revanth Reddy to Inaugurate New Google for Startups at T-HUB
Inviting Telangana Minister Vakiti Srihari Garu to the WTITC Dubai Event
Happy Birthday Mr. Santosh Nadigottu! 🎉 Founder of ExpertinAPP
BRS Worker Killed in Alleged Congress Mob Attack Ahead of Panchayat Polls
Telangana Eyes Strong Presence at 2036 Olympics, Says Sports Minister Srihari
Deloitte Launches “Tax Pragya” Search Platform for Tax Solutions
Indian Navy Band Enchants Hyderabad with 1971 War Victory Tribute
Tamannaah Bhatia Joins Siddhant Chaturvedi in V. Shantaram Biopic!
Experts Call for Single-Strength Drugs to Prevent Pediatric Overdose
Tiger Moving from Kawal Enters Khanapur Division in Nirmal
Gold Rises, Silver Falls Ahead of Fed Policy Decision
Tata Advanced Systems, Lockheed Martin to Set Up C-130J Defence MRO Facility in India
Mumbai Smashers Clinch Pickleball League Title as Hyderabad Royals Falter
Bilateral Trade Between India and Russia to Hit $100 Billion by 2030, Says PM Modi
Tragedy in the US: Hyderabad Woman Killed in Apartment Fire
India in Talks with 8 More Countries for UPI Acceptance
Blockbuster Run! ‘Tere Ishk Mein’ Rakes In ₹118 Cr Worldwide
Affordable and Mid-Segment Housing Set for Growth After RBI’s 25-Bps Rate Cut, Experts Say
SCR Implements OTP Verification for Tatkal Bookings on 13 Key Trains
Germany Overpowers India 3-1 in Junior Women’s Hockey World Cup
Air India Reports Three Technical Glitches on Boeing 787 Fleet Since July: DGCA Confirms Safety Checks Cleared
BEML Secures ₹157 Crore Contract for Switch Rail Grinding Machines
Hyderabad: Kanchi Cafe Opens Fifth Branch in Nallagandla, Plans More Outlets Soon
Drunk Raccoon Wreaks Havoc in Virginia Liquor Store, Passes Out in Bathroom
Indian Gas Exchange Board Approves Plans to Go Public for Fundraising
Smooth Proceedings in Lok Sabha; Question Hour Taken Up
Triple the Fold: Samsung Reveals Galaxy Z TriFold Smartphone
Hyderabad Metro Welcomes 20 Transgender Security Recruits
India Set to Become 3rd-Largest Economy by 2030 With Projected GDP of $7.3 Trillion
Airbus A320 Software Fix: IndiGo Completes All Upgrades, Air India Nears Full Compliance
India in Talks with 50 Nations for Fair & Balanced Trade Deals: Piyush Goyal
Rupee Slips 2 Paise to 89.24 Against US Dollar in Early Trade
President Murmu Calls for Smooth, Transparent and Taxpayer-Friendly Tax Collection
Gold Prices Jump Over 1% on Festive Demand, Silver Follows Global Rally
TRAI urges citizens to report spam via DND app for stronger action
Dr Reddy’s gets EU approval for osteoporosis biosimilar AVT03
India Leads Global AI Confidence with Strong ROI Expectations
Sensex, Nifty Rebound on IT Surge and Global Market Support; US-India Trade Deal in Focus
Rupee Recovers 49 Paise to 89.17 After Record Low; Markets Watch India-US Trade Deal Progress
Daily Mail Publisher in Talks to Take Over The Telegraph
India to Use FY 2022-23 as GDP Base Year, Incorporating New Datasets
Shashi Tharoor Calls for Bipartisan Cooperation in Indian Politics
Gold and Silver Remain Volatile Amid Strong US Economic Data
Indian Markets Rise on Strong Q2 Earnings and Trade Optimism
US Sanctions India-Linked Firms Over Iranian Petroleum Trade
Hyderabad Among Top Five in Indian Pickleball League Rankings
Sensex, Nifty Hit 52-Week Highs on Global Market Rally
Rupee Falls 18 Paise to 88.66 Amid Stronger US Dollar
Adani Gets Lenders’ Approval to Acquire Jaiprakash Associates for ₹14,535 Crore
Pregnant Indian-Origin Woman and Unborn Baby Killed in Sydney Crash
Sensex & Nifty Slip in Early Trade Amid Global Weakness
Infosys Launches Record ₹18,000 Crore Share Buyback from Nov 20
Kerala, Karnataka Issue Health Advisories for Sabarimala Pilgrims Amid Brain Fever Concerns
C-DOT to Set Up Quantum Communication Centre of Excellence at Amaravati Quantum Valley
Piyush Goyal Calls for Bold Economic Vision at FICCI AGM
Sensex & Nifty Rise on Strong Q2 Earnings Despite Continued FII Selling
Rupee Drops to 88.72 Amid Strong Dollar and Foreign Outflows
Trump Warns of ‘Very Severe’ Sanctions on Countries Trading with Russia
Japan’s Economy Shrinks as US Tariffs Weigh on Exports
Editorial: The Growing Dangers of Digital Piracy
DRI Seizes Gold Worth ₹1.55 Crore in Smuggling Bust at RGI Airport
Samsung expands Care+ to offer extended warranty for home appliances
DWS Group to Pick Up 40% Stake in Nippon Life India’s Alternatives Unit
Multiple Leading Companies Gear Up to Announce Q2 Earnings Today
Karnataka Unveils ₹967 Crore IT-BT Policy to Expand Tech Development Beyond Bengaluru
SEBI Proposes Relaxed Pre-IPO Lock-In Rules to Boost Listing Flexibility
Rupee Weakens to ₹88.65 Amid Crude Surge & FII Outflows
Markets Surge as Reliance and Infosys Lead Gains; India-US Trade Hopes Lift Investor Mood
ONGC Targets 21 MMT Crude and 21.5 BCM Gas Output for Next Fiscal Year
Indian Markets Rally as Sensex and Nifty Open Strong Amid Global Optimism
Tata Motors Set to List Commercial Vehicles Arm, Marking Major Milestone in Restructuring
Indian Equity Markets Open Flat as Investors Weigh Global and Domestic Cues
India Plans Creation of Bigger Banks to Strengthen Global Financial Standing
Dr Reddy’s Labs Prevents ₹2.16 Cr Fraud After Email Hack
Key Corporate and Market Updates: Lenskart, UPL, and Weekly Stock Picks
Stock Market Shows Cautious Optimism as Nifty and Sensex Hold Steady
CII Proposes Sovereign-Backed Financing Platform to Boost Long-Term Investments
Market Cap of Top Firms Falls ₹88,635 Crore; Airtel, TCS Lead Decline
AI Valuations Trigger FII Caution; Heavy Foreign Outflows Hit Indian Markets in 2025
PhysicsWallah Raises ₹136 Crore from Think Investments Ahead of ₹3,480-Crore IPO
Delhi’s Air Quality ‘Very Poor’ at 335 as Temperature Drops to 11°C
Gold Falls for Third Straight Week as Fed Rate Cut Hopes Fade
Elon Musk Wins Tesla Pay Vote, Moves Closer to Trillionaire Milestone
Quant Mutual Fund Introduces Innovative Long-Short Equity Scheme
Indian Stock Markets Decline as Investor Sentiment Weakens
India’s Services Growth Eases to Five-Month Low
Mahindra Offloads Entire Stake in RBL Bank for ₹678 Crore
Gold Prices Surge as Dollar Weakens | Silver Shines Bright Too
Nobel Lessons for Viksit Bharat: Innovation Key to India’s Future Growth
Nobel Lessons for Viksit Bharat: Innovation Key to India’s Future Growth
Microsoft to Enable Local Data Processing in 15 Countries, Including India by 2026
Gold Prices Dip as Dollar Strengthens | MCX Futures Fall to ₹1.20 Lakh
NCLAT Lifts CCI Ban on WhatsApp Data Sharing with Meta, Retains ₹213 Crore Penalty
Rupee Declines by 7 Paise, Opens at 88.77 Against US Dollar
Wealth of India’s Top 1% Rises by 62% Since 2000, Says G20 Report
India’s White-Collar Hiring Rises in October; Education and Finance Lead with 13–15% Growth
Indian Markets Stall as Profit-Booking Takes Hold
Gold Falls Below USD 4,000 as Dollar Strengthens and Trade Tensions Ease
ED Seizes Anil Ambani-Linked Assets Worth ₹3,084 Crore in Money Laundering Probe
Sensex & Nifty Slip Amid Profit-Taking, FII Outflows | Markets Turn Cautious
Microsoft to Resume Hiring with AI-Focused Expansion, Confirms Satya Nadella
98.37% of ₹2,000 Notes Returned to Banks: RBI
L&T, US Firm GA-ASI to Jointly Manufacture Unmanned Aircraft for Indian Army
Sensex, Nifty Rebound on TCS and ITC Gains Amid Global Uncertainty
Gen Z Leads India’s Crypto Boom | Hyderabad Ranks 4th with 70% in Profit
Wipro signs multi-year deal with HanesBrands to modernise IT, boost cybersecurity using AI
Adani Airport Holdings Limited teams up with AIONOS to roll out multilingual AI concierge across its terminals
Sensex & Nifty slip as Fed’s cautious tone and FII selling weigh on markets
Rupee Trades Steady Against Dollar Amid Month-End Demand & RBI Intervention
Gold Prices Drop in Hyderabad: Relief for Buyers as Rates Fall Sharply
Mahabubnagar MLA Yennem Srinivas Reddy Hits Out at Congress Govt Over Rising Debts
Asian Stocks Rally as Nikkei Surges Past 50,000 Amid Trade Deal Hopes
Editorial: Addressing India’s Growing Ageing Challenge
Piyush Goyal to Visit Brussels as India–EU Trade Talks Enter Final Phase
RBI Proposes Allowing Banks to Finance Corporate Acquisitions with Safeguards
Facebook Acquires 30% Stake in Reliance AI Venture with Rs 855 Crore Investment
Banks to Offer Silver-Backed Loans from April 2026
US Seeks to Finalise Trade Deal with South Korea Before Trump-Lee Summit
Stock Markets Open Lower Amid Profit-Taking and Foreign Fund Outflows
UPI Records ₹1.02 Lakh Crore in Single-Day Payments Amid Diwali, GST Cuts
Apple Achieves Record iPhone Shipments in India, Led by iPhone 17 Series
Sensex, Nifty Rally on US-India Trade Optimism; IT Stocks Lead Gains
Rupee Strengthens to ₹87.80 on US-India Trade Optimism
Stock markets closed for Bali Pratipada festival; trading to resume on October 23.
Foreign carriers ‘poaching’ Indian pilots would be disturbing: Elbers.
Satya Nadella’s Pay Hits $96.5M in FY25, Highest as Microsoft CEO
Gold Likely to Open Lower; Domestic Prices May Drop to ₹1.22–1.23 Lakh/10g
Gold & Silver Prices Dip, Dhanteras Jewellery Sales Soar
NSE & BSE to Hold Diwali Muhurat Trading in Afternoon for the First Time | Samvat 2082 Begins
India-E.U. trade talks: Commerce Minister Piyush Goyal to visit Brussels October end
What are the new PF withdrawal guidelines? | Explained
Embraer inaugurates India office, signs agreement with Mahindra group to develop a hub for C-390 military transport aircraft
HZL expects silver price to stay firm, hover around US$ 55/troy ounce until December
ICICI Bank Q2 net profit rises 3.2 per cent to Rs 13,357 crore
HDFC Bank Q2 net profit rises 10 per cent to Rs 19,610 crore
Calcutta Stock Exchange set for final Kali Puja and Diwali as it exits business
Yes Bank Q2 Profit Rises 18.3% to ₹654 Crore on Strong Non-Core Income
Gold Hits Record ₹1,30,874/10g Ahead of Diwali Amid Trade Tensions
Jyothi Surekha Vennam Makes History with Bronze at Archery World Cup Final
Gold Hits Record ₹1,30,874/10g on Dhanteras Amid Festive Demand
Reliance Q2 Net Profit Jumps 9.6% YoY to ₹18,165 Crore
Cyient net dips 23% in Q2, to pay ₹16 interim dividend
Commerce Ministry relaxes compliances for exporters while export promotion mission awaits rollout
LIC stake in Dr. Reddy’s races past 10%
Markets surge for 2nd day; Sensex jumps 862 points tracking rally in global peers
Rupee rises 21 paise to 87.75 against U.S. dollar in early trade
Zepto raises $450 million; valuation soars to $7 billion
India & Brazil Strengthen Trade Ties
Sensex & Nifty Surge Amid Global Market Rally and Fed Rate Cut Hopes
RBI supervision for EPFO, Post Office bank on cards after Centre’s nudge
Opinion: Borrowing spree risks Telangana’s future
Rupee rises 88 paise as dollar index falls after Fed hints at more rate cuts
Sensex and Nifty Rise Amid US Fed Rate Cut Hopes
Gold Shines Bright: Prices Hit Record ₹1.27 Lakh Amid Global Uncertainty
EAM Jaishankar meets counterpart Anita Anand; says India, Canada working to advance ties
Companies ramp up mid and senior-level training as AI reshapes workplaces
PM Modi, Qualcomm CEO discuss India’s AI and semiconductor progress
India-US trade talks: Indian officials set to visit Washington this week
India invites applications for 3 global AI challenges at India-AI Impact Summit 2026
Hyderabad based MedPlus shares dip over 3 per cent after Karnataka store suspension
Opinion | Telangana’s Borrowing Spree Raises Fiscal Concerns
India-US Trade Talks Advance as Indian Delegation Heads to Washington
TCS forced around 2,500 employees to resign, says IT employees’ body
India a ‘stabilising force’ in global economy, says Nirmala Sitharaman
RBI proposes easier rules for Indian firms to raise foreign loans
UPI payments to cost less than cash at NH tolls from Nov 15
NITI Aayog CEO optimistic on bilateral trade agreement with US
InGovern flags tax and royalty risks in LG Electronics India IPO
A year after Ratan Tata’s death, Tata Group faces internal disputes
Rupee trades flat near record low of 88.78 against US dollar amid strong greenback
Sensex rises nearly 300 points, Nifty holds above 25,250 amid buying in realty and utility stocks
Gold, silver prices edge higher on MCX amid weak dollar and global cues
Rajasthan woman puts 3-year-old daughter to sleep on bench, then throws her in lake
Sensex Hits Lifetime High
India’s GDP Growth at 7.2% in Q1
Government Launches ₹10,000 Cr Infra Fund
Global oil prices surge
Amazon to hire 100k workers globally
New GST from tomorrow: These are the items whose prices will be reduced
The gold that made me cry.. how much it has increased in a week..
US Fed hints at interest rate cuts
Crypto rebounds after crash
Meta Launches VR Headset “Quest Pro Max”
Apple Hits $4 Trillion Market Cap
Infosys Expands AI Investments
Gold Prices Climb Amid Global Uncertainty
Fintech Startup RazorPay Raises $300M
Reliance Industries Reports Record Quarterly Profit
These are the cars most people bought in August
Andhra Pradesh reservoirs brim at 85% capacity after August rains; IMD warns of more showers
Lorem Ipsum is simply dummy text of the printing.
It is a long established fact that a reader will be distracted by
There are many variations of passages of Lorem Ipsum.